HICL - Habib Insurance Co. Ltd. - Analysis - 29/11/2012

Company	HICL	Symbol
Company Name	Habib Insurance Co. Ltd.	Company Name
Avg EPS	Rs 3.54	Average of past year end EPS's
Avg EPS FV	Rs 35.43	Fair Value based on average of past year end EPS's
EPS	Rs 1.79	Last four quarters EPS
EPS FV	Rs 17.90	Fair Value based on last four quarters EPS
Current Price	Rs 12.99	Last closing stock price
Updated	November 2012	Data Month/Year
Div	Rs 1.25	Total dividend paid during last four quarters
Div FV	Rs 12.50	Fair value based on total dividend paid during last four quarters
Avg Div	Rs 1.60	Average of yearly dividends paid (including currently paid ones)
Avg Div FV	Rs 15.97	Fair value based on Average of yearly dividends paid (including currently paid ones)
Avg	Rs 16.33	Fair value (averaged of other fair value)
Upside	25.69%	Upside potential (in percentage) based on the above Average.
Div Yield	9.62%	Dividend yield
Book Value	Rs 8.80	Book Value
Sector	Non Life Insurance	Sector
FV CF/S	Rs 7.37	Fair Value based on cash flow per share
Outstanding Shares	99,099,804	Number of  Outstanding Shares
Current Assets	NA	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 1,127.00	Currency in Millions of Pakistan Rupees
NCAV/S	#VALUE!	Net Current Asset Value / Share
Total Assets	Rs 1,999.00	Currency in Millions of Pakistan Rupees
Quarter	September 2012	Data Quarter
CfO	Rs 73.00	CASH FROM OPERATIONS (Millions of Rs)
CF/S	Rs 0.74	Cash Flow per Share
Symbol	HICL
Current Price	Rs 13.52
Previous Day Price	Rs 13.01
Daily Return	3.92%
Price Week Ago	Rs 13.37
Weekly Return	1.12%
Price Month Ago	Rs 13.75
Monthly Return	-1.67%
Price Quarter Ago	Rs 11.85
Quarterly Return	14.09%
Price Year Ago	Rs 9.65
Yearly Return	40.10%

HICL - Habib Insurance Co. Ltd. - Analysis - 29/11/2012