EFUG - EFU General Insurance - Analysis - 29/11/2012

Company	EFUG	Symbol
Company Name	EFU General Insurance	Company Name
Avg EPS	Rs 20.10	Average of past year end EPS's
Avg EPS FV	Rs 200.95	Fair Value based on average of past year end EPS's
EPS	Rs 12.56	Last four quarters EPS
EPS FV	Rs 125.60	Fair Value based on last four quarters EPS
Current Price	Rs 87.25	Last closing stock price
Updated	November 2012	Data Month/Year
Div	Rs 3.75	Total dividend paid during last four quarters
Div FV	Rs 37.50	Fair value based on total dividend paid during last four quarters
Avg Div	Rs 3.03	Average of yearly dividends paid (including currently paid ones)
Avg Div FV	Rs 30.28	Fair value based on Average of yearly dividends paid (including currently paid ones)
Avg	Rs 79.37	Fair value (averaged of other fair value)
Upside	-9.04%	Upside potential (in percentage) based on the above Average.
Div Yield	4.30%	Dividend yield
Book Value	Rs 86.75	Book Value
Sector	Non Life Insurance	Sector
FV CF/S	Rs -4.88	Fair Value based on cash flow per share
Outstanding Shares	125,000,000	Number of  Outstanding Shares
Current Assets	NA	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 15,946.00	Currency in Millions of Pakistan Rupees
NCAV/S	#VALUE!	Net Current Asset Value / Share
Total Assets	Rs 26,790.00	Currency in Millions of Pakistan Rupees
Quarter	September 2012	Data Quarter
CfO	Rs -61.00	CASH FROM OPERATIONS (Millions of Rs)
CF/S	Rs -0.49	Cash Flow per Share
Symbol	EFUG
Current Price	Rs 88.00
Previous Day Price	Rs 87.90
Daily Return	0.11%
Price Week Ago	Rs 84.10
Weekly Return	4.64%
Price Month Ago	Rs 80.69
Monthly Return	9.06%
Price Quarter Ago	Rs 78.00
Quarterly Return	12.82%
Price Year Ago	Rs 36.53
Yearly Return	140.90%

EFUG - EFU General Insurance - Analysis - 29/11/2012