BAFL - Bank Al-Falah Limited - Company Analysis - 07-03-2014

Company	BAFL	Symbol
Company Name	Bank Al-Falah Limited	Company Name
Sector	Commercial Banks	Sector
Avg EPS	Rs 2.48	Average of past year end EPS's
Sector Average	Rs 3.95	Sector average of the above
Avg EPS FV	Rs 17.63	Fair Value (DCF) based on average of past year-end EPS's
EPS	Rs 3.47	Last four quarters EPS
Sector Average	Rs 3.66	Sector average of the above
EPS FV	Rs 24.72	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 28.26	Last closing stock price
Updated	March 2014	Data Month/Year
Div	Rs 2.00	Total dividend paid during last four quarters
Sector Average	Rs 2.20	Sector average of the above
Div FV	Rs 14.25	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 0.84	Average of yearly dividends paid (including currently paid ones)
Sector Average	Rs 1.49	Sector average of the above
Avg Div FV	Rs 5.99	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs -55.45	Fair value (averaged of other fair values)
Upside	-296.21%	Upside potential (in percentage) based on the above Average.
Div Yield	7.08%	Dividend yield
Sector Average	2.62%	Sector average of the above
Book Value	Rs 20.78	Book Value
Sector Average	Rs 28.86	Sector average of the above
FV FCF/S	Rs 239.00	Fair Value based on free cash flow per share
Outstanding Shares	1,349,156,250	Number of  Outstanding Shares
Current Assets	Rs 0.00	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 516,694.00	Currency in Millions of Pakistan Rupees
NCAV/S	Rs -382.98	Net Current Asset Value / Share
NNWC/S	Rs -382.98	Net Net Working Capital / Share
Total Assets	Rs 544,724.00	Currency in Millions of Pakistan Rupees
Quarter	March 2013	Financial Report Quarter
CfO	Rs 46,578.00	Cash from Operations (Millions of Rs)
FCF/S	Rs 33.56	Free Cash Flow per Share
FCF/S Sector Avg	30.25	Sector Average FCF/S
P/FCF	0.84	Price over free cash flow
P/FCF Sector Avg	0.31	Sector Average P/FCF
P/E	8.14	Price over earnings ratio
P/E Sector Avg	9.54	Sector Average P/E
P/B	1.36	Price over book value ratio
P/B Sector Avg	1.23	Sector Average P/B
PR	57.64	Payout Ratio (in %)
PR Sector Avg	26.53	Sector average Payout Ratio (in %)
D/E Ratio	1,843.36	Debt / Equity ratio (%)
Sector D/E Ratio	1,445.81	Sector Debt / Equity ratio (%)
Price Performance
Last Trade Date	06/03/2014
Last Trade Price	Rs 28.26
3 Months Avg	Rs 27.48
6 Months Avg	Rs 25.16
9 Months Avg	Rs 23.36
12 Months Avg	Rs 21.58
Score	-14	cumulative +ve's, -ve's from above all
Buy Scale	-3	Range -5 to +5 (based on 5 different complex analysis)

 

BAFL - Bank Al-Falah Limited - Company Analysis - 07-03-2014

Bank Al-Falah - FINANCIAL RESULT FOR THE YEAR ENDED 31/12/2013

Company             Date                      Time                      Announcement               

Bank Al-Falah     03MAR2014        10:38:59               BOOK CLOSURE TO 28/03/2014 

Bank Al-Falah     03MAR2014        10:38:59               BOOK CLOSURE FROM 21/03/2014          

Bank Al-Falah     03MAR2014        10:38:59               ANNUAL GENERAL MEETING WILL BE HELD ON 28/03/2014         

Bank Al-Falah     03MAR2014        10:38:59               EPS = 3.47           

Bank Al-Falah     03MAR2014        10:38:59               PROFIT/LOSS AFTER TAXATION RS. IN MILLION 4,675.950             

Bank Al-Falah     03MAR2014        10:38:59               PROFIT/LOSS BEFORE TAXATION RS. IN MILLION 6,807.211          

Bank Al-Falah     03MAR2014        10:38:59               DIVIDEND = 20%              

Bank Al-Falah     03MAR2014        10:38:59               FINANCIAL RESULT FOR THE YEAR ENDED 31/12/2013     

Bank Al-Falah - FINANCIAL RESULT FOR THE YEAR ENDED 31/12/2013

FDIBL -First Dawood Investment Bank Ltd. - Company Analysis - 07-03-2014

Company	FDIBL	Symbol
Company Name	First Dawood Investment Bank Ltd.	Company Name
Sector	Financial Services	Sector
Avg EPS	Rs -2.02	Average of past year end EPS's
Sector Average	Rs 0.60	Sector average of the above
Avg EPS FV	Rs -14.41	Fair Value (DCF) based on average of past year-end EPS's
EPS	Rs -0.75	Last four quarters EPS
Sector Average	Rs 0.53	Sector average of the above
EPS FV	Rs -5.34	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 1.51	Last closing stock price
Updated	March 2014	Data Month/Year
Div	Rs 0.00	Total dividend paid during last four quarters
Sector Average	Rs 0.53	Sector average of the above
Div FV	Rs 0.00	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 0.05	Average of yearly dividends paid (including currently paid ones)
Sector Average	Rs 0.61	Sector average of the above
Avg Div FV	Rs 0.36	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs -3.68	Fair value (averaged of other fair values)
Upside	-343.74%	Upside potential (in percentage) based on the above Average.
Div Yield	0.00%	Dividend yield
Sector Average	2.89%	Sector average of the above
Book Value	Rs 3.27	Book Value
Sector Average	Rs 10.82	Sector average of the above
FV FCF/S	Rs 2.86	Fair Value based on free cash flow per share
Outstanding Shares	62,649,400	Number of  Outstanding Shares
Current Assets	Rs 618.00	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 919.00	Currency in Millions of Pakistan Rupees
NCAV/S	Rs -4.80	Net Current Asset Value / Share
NNWC/S	Rs -11.37	Net Net Working Capital / Share
Total Assets	Rs 1,124.00	Currency in Millions of Pakistan Rupees
Quarter	March 2013	Financial Report Quarter
CfO	Rs 27.41	Cash from Operations (Millions of Rs)
FCF/S	Rs 0.40	Free Cash Flow per Share
FCF/S Sector Avg	-4.32	Sector Average FCF/S
P/FCF	3.76	Price over free cash flow
P/FCF Sector Avg	72.20	Sector Average P/FCF
P/E	-2.01	Price over earnings ratio
P/E Sector Avg	7.83	Sector Average P/E
P/B	0.46	Price over book value ratio
P/B Sector Avg	0.36	Sector Average P/B
PR	0.00	Payout Ratio (in %)
PR Sector Avg	28.32	Sector average Payout Ratio (in %)
D/E Ratio	448.29	Debt / Equity ratio (%)
Sector D/E Ratio	28.85	Sector Debt / Equity ratio (%)
Price Performance
Last Trade Date	05/03/2014
Last Trade Price	Rs 1.51
3 Months Avg	Rs 1.65
6 Months Avg	Rs 1.68
9 Months Avg	Rs 1.74
12 Months Avg	Rs 1.76
Score	-8	cumulative +ve's, -ve's from above all
Buy Scale	-3	Range -5 to +5 (based on 5 different complex analysis)

 

FDIBL -First Dawood Investment Bank Ltd. - Company Analysis - 07-03-2014

Ist.Dawood Bank - FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013

Company                             Date                      Time                      Announcement               

Ist.Dawood Bank              03MAR2014        10:43:00               EPS = (0.82)       

Ist.Dawood Bank              03MAR2014        10:43:00               PROFIT/LOSS AFTER TAXATION RS. IN MILLION (36.856)

Ist.Dawood Bank              03MAR2014        10:43:00               PROFIT/LOSS BEFORE TAXATION RS. IN MILLION (36.649)               

Ist.Dawood Bank              03MAR2014        10:43:00               FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013               

Ist.Dawood Bank - FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013

SLCL - Security Leasing Corporation Limited- Company Analysis - 07-03-2014

Company	SLCL	Symbol
Company Name	Security Leasing Corporation Limited	Company Name
Sector	Financial Services	Sector
Avg EPS	Rs -1.02	Average of past year end EPS's
Sector Average	Rs 0.60	Sector average of the above
Avg EPS FV	Rs -7.24	Fair Value (DCF) based on average of past year-end EPS's
EPS	Rs -4.09	Last four quarters EPS
Sector Average	Rs 0.53	Sector average of the above
EPS FV	Rs -29.13	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 4.56	Last closing stock price
Updated	March 2014	Data Month/Year
Div	Rs 0.00	Total dividend paid during last four quarters
Sector Average	Rs 0.53	Sector average of the above
Div FV	Rs 0.00	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 0.20	Average of yearly dividends paid (including currently paid ones)
Sector Average	Rs 0.61	Sector average of the above
Avg Div FV	Rs 1.42	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs -8.74	Fair value (averaged of other fair values)
Upside	-291.58%	Upside potential (in percentage) based on the above Average.
Div Yield	0.00%	Dividend yield
Sector Average	2.89%	Sector average of the above
Book Value	Error	Book Value
Sector Average	Rs 10.82	Sector average of the above
FV FCF/S	Error	Fair Value based on free cash flow per share
Outstanding Shares	36,300,000	Number of  Outstanding Shares
Current Assets	NA	Currency in Millions of Pakistan Rupees
Total Liabilities	NA	Currency in Millions of Pakistan Rupees
NCAV/S	#VALUE!	Net Current Asset Value / Share
NNWC/S	Empty	Net Net Working Capital / Share
Total Assets	NA	Currency in Millions of Pakistan Rupees
Quarter	NA	Financial Report Quarter
CfO	NA	Cash from Operations (Millions of Rs)
FCF/S	#VALUE!	Free Cash Flow per Share
FCF/S Sector Avg	-4.32	Sector Average FCF/S
P/FCF		Price over free cash flow
P/FCF Sector Avg	72.20	Sector Average P/FCF
P/E	-1.11	Price over earnings ratio
P/E Sector Avg	7.83	Sector Average P/E
P/B		Price over book value ratio
P/B Sector Avg	0.36	Sector Average P/B
PR	0.00	Payout Ratio (in %)
PR Sector Avg	28.32	Sector average Payout Ratio (in %)
D/E Ratio		Debt / Equity ratio (%)
Sector D/E Ratio	28.85	Sector Debt / Equity ratio (%)
Price Performance
Last Trade Date	06/03/2014
Last Trade Price	Rs 4.56
3 Months Avg	Rs 4.95
6 Months Avg	Rs 4.08
9 Months Avg	Rs 3.75
12 Months Avg	Rs 3.44
Score	-11	cumulative +ve's, -ve's from above all
Buy Scale	-3	Range -5 to +5 (based on 5 different complex analysis)

 

SLCL - Security Leasing Corporation Limited- Company Analysis - 07-03-2014

Security Leasing - FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013

Company                             Date                      Time                      Announcement               

Security Leasing                03MAR2014        10:47:01               EPS = (2.09)       

Security Leasing                03MAR2014        10:47:01               PROFIT/LOSS AFTER TAXATION RS. IN MILLION (75.987)

Security Leasing                03MAR2014        10:47:01               PROFIT/LOSS BEFORE TAXATION RS. IN MILLION (75.298)               

Security Leasing                03MAR2014        10:47:01               FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013               

Security Leasing - FINANCIAL RESULT FOR THE HALF YEAR ENDED 31/12/2013