EFUL - EFU Life Assurance Limited - Analysis - 27/11/2012

Company	EFUL	Symbol
Company Name	EFU Life Assurance Limited	Company Name
Avg EPS	Rs 7.71	Average of past year end EPS's
Avg EPS FV	Rs 77.12	Fair Value based on average of past year end EPS's
EPS	Rs 9.53	Last four quarters EPS
EPS FV	Rs 95.30	Fair Value based on last four quarters EPS
Current Price	Rs 88.10	Last closing stock price
Updated	November 2012	Data Month/Year
Div	Rs 6.50	Total dividend paid during last four quarters
Div FV	Rs 65.00	Fair value based on total dividend paid during last four quarters
Avg Div	Rs 3.33	Average of yearly dividends paid (including currently paid ones)
Avg Div FV	Rs 33.33	Fair value based on Average of yearly dividends paid (including currently paid ones)
Avg	Rs 112.32	Fair value (averaged of other fair value)
Upside	27.49%	Upside potential (in percentage) based on the above Average.
Div Yield	7.38%	Dividend yield
Book Value	Rs 21.87	Book Value
Sector	Life Insurance	Sector
FV CF/S	Rs 381.29	Fair Value based on cash flow per share
Outstanding Shares	85,000,000	Number of  Outstanding Shares
Current Assets	NA	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 32,923.00	Currency in Millions of Pakistan Rupees
NCAV/S	#VALUE!	Net Current Asset Value / Share
Total Assets	Rs 34,782.00	Currency in Millions of Pakistan Rupees
Quarter	September 2012	Data Quarter
CfO	Rs 3,241.00	CASH FROM OPERATIONS (Millions of Rs)
CF/S	Rs 38.13	Cash Flow per Share
Symbol	EFUL
Current Price	Rs 88.10
Previous Day Price	Rs 87.60
Daily Return	0.57%
Price Week Ago	Rs 83.55
Weekly Return	5.45%
Price Month Ago	Rs 84.00
Monthly Return	4.88%
Price Quarter Ago	Rs 82.84
Quarterly Return	6.35%
Price Year Ago	Rs 68.54
Yearly Return	28.54%

EFUL - EFU Life Assurance Limited - Analysis - 27/11/2012