EFUL - EFU Life Assurance Limited - Company Analysis - 19-12-2013

Company	EFUL	Symbol
Company Name	EFU Life Assurance Limited	Company Name
Sector	Life Insurance	Sector
Avg EPS	Rs 8.15	Average of past year end EPS's
Sector Average	Rs 3.03	Sector average of the above
Avg EPS FV	Rs 60.61	Fair Value (DCF) based on average of past year-end EPS's
EPS	Rs 7.90	Last four quarters EPS
Sector Average	Rs 6.28	Sector average of the above
EPS FV	Rs 58.78	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 76.67	Last closing stock price
Updated	December 2013	Data Month/Year
Div	Rs 5.50	Total dividend paid during last four quarters
Sector Average	Rs 3.13	Sector average of the above
Div FV	Rs 40.92	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 3.20	Average of yearly dividends paid (including currently paid ones)
Sector Average	Rs 1.18	Sector average of the above
Avg Div FV	Rs 23.81	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs 171.46	Fair value (averaged of other fair values)
Upside	123.64%	Upside potential (in percentage) based on the above Average.
Div Yield	7.17%	Dividend yield
Sector Average	2.87%	Sector average of the above
Book Value	Rs 408.19	Book Value
Sector Average	Rs 151.83	Sector average of the above
FV FCF/S	Rs 372.17	Fair Value based on free cash flow per share
Outstanding Shares	100,000,001	Number of  Outstanding Shares
Current Assets	Rs 42,133.98	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 2,027.45	Currency in Millions of Pakistan Rupees
NCAV/S	Rs 401.07	Net Current Asset Value / Share
NNWC/S	Rs 6.14	Net Net Working Capital / Share
Total Assets	Rs 42,846.77	Currency in Millions of Pakistan Rupees
Quarter	June 2013	Financial Report Quarter
CfO	Rs 5,220.90	Cash from Operations (Millions of Rs)
FCF/S	Rs 50.02	Free Cash Flow per Share
FCF/S Sector Avg	61.07	Sector Average FCF/S
P/FCF	1.53	Price over free cash flow
P/FCF Sector Avg	1.37	Sector Average P/FCF
P/E	9.71	Price over earnings ratio
P/E Sector Avg	13.03	Sector Average P/E
P/B	0.19	Price over book value ratio
P/B Sector Avg	2.52	Sector Average P/B
PR	69.62	Payout Ratio (in %)
PR Sector Avg	29.40	Sector average Payout Ratio (in %)
D/E Ratio	4.97	Debt / Equity ratio (%)
Sector D/E Ratio	878.87	Sector Debt / Equity ratio (%)
Price Performance
Last Trade Date	18/12/2013
Last Trade Price	Rs 76.67
3 Months Avg	Rs 72.70
6 Months Avg	Rs 74.85
9 Months Avg	Rs 78.12
12 Months Avg	Rs 80.41
Score	6	cumulative +ve's, -ve's from above all
Buy Scale	5	Range -5 to +5 (based on 5 different complex analysis)

 

EFUL - EFU Life Assurance Limited - Company Analysis - 19-12-2013