Thursday, July 25, 2013

EFUL - EFU Life Assurance Limited - Company Analysis -25/07/2013

Company

EFUL

Symbol

Company Name

EFU Life Assurance Limited             

Company Name

Sector

Life Insurance

Sector

Avg EPS

Rs 8.15

Average of past year end EPS's

Sector Average

Rs 3.03

Sector average of the above

Avg EPS FV

Rs 90.51

Fair Value (DCF) based on average of past year end EPS's

EPS

Rs 8.97

Last four quarters EPS

Sector Average

Rs 5.39

Sector average of the above

EPS FV

Rs 99.67

Fair Value (DCF) based on last four quarters EPS

Current Price

Rs 76.00

Last closing stock price

Updated

July 2013

Data Month/Year

Div

Rs 5.50

Total dividend paid during last four quarters

Sector Average

Rs 2.50

Sector average of the above

Div FV

Rs 61.11

Fair value (DD) based on total dividend paid during last four quarters

Avg Div

Rs 3.20

Average of yearly dividends paid (including currently paid ones)

Sector Average

Rs 1.16

Sector average of the above

Avg Div FV

Rs 35.56

Fair value (DD) based on Average of yearly dividends paid (including current)

Avg

Rs 140.69

Fair value (averaged of other fair values)

Upside

85.11%

Upside potential (in percentage) based on the above Average.

Div Yield

7.24%

Dividend yield

Sector Average

2.88%

Sector average of the above

Book Value

Rs 20.94

Book Value

Sector Average

Rs 20.79

Sector average of the above

FV FCF/S

Rs 536.33

Fair Value based on free cash flow per share

Outstanding Shares

100,000,001

Number of  Outstanding Shares

Current Assets

NA

Currency in Millions of Pakistan Rupees

Total Liabilities

Rs 35,800.00

Currency in Millions of Pakistan Rupees

NCAV/S

#VALUE!

Net Current Asset Value / Share

NNWC/S

Empty

Net Net Working Capital / Share

Total Assets

Rs 37,894.00

Currency in Millions of Pakistan Rupees

Quarter

December 2012

Data Quarter

CfO

Rs 5,046.00

CASH FROM OPERATIONS (Millions of Rs)

FCF/S

Rs 48.27

Free Cash Flow per Share

FCF/S Sector Avg

41.90

Sector Average FCF/S

P/E

8.47

Price over earnings ratio

P/E Sector Avg

-5.40

Sector Average P/E

P/B

3.63

Price over book value ratio

P/B Sector Avg

3.21

Sector Average P/B

PR

61.32

Payout Ratio (in %)

PR Sector Avg

27.72

Sector average Payout Ratio (in %)

D/E Ratio

1,709.65

Debt / Equite ratio (%)

Sector D/E Ratio

1,317.31

Sector Debt / Equity ratio (%)

Price Performance

Last Trade Date

24/07/2013

Last Trade Price

Rs 76.00

3 Months Avg

Rs 77.65

6 Months Avg

Rs 82.73

9 Months Avg

Rs 83.56

12 Months Avg

Rs 81.25

Score

11

cumulative +ve's, -ve's from above all

Buy Scale

5

Range -5 to +5 (based on 5 different complex analysis)

 


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