BAHL - Bank AL-Habib Limited - Company Analysis - 10-12-2013

Company	BAHL	Symbol
Company Name	Bank AL-Habib Limited	Company Name
Sector	Commercial Banks	Sector
Avg EPS	Rs 5.42	Average of past year end EPS's
Sector Average	Rs 4.02	Sector average of the above
Avg EPS FV	Rs 40.31	Fair Value (DCF) based on average of past year-end EPS's
EPS	Rs 5.20	Last four quarters EPS
Sector Average	Rs 3.78	Sector average of the above
EPS FV	Rs 38.69	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 41.42	Last closing stock price
Updated	December 2013	Data Month/Year
Div	Rs 3.00	Total dividend paid during last four quarters
Sector Average	Rs 2.35	Sector average of the above
Div FV	Rs 22.32	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 1.53	Average of yearly dividends paid (including currently paid ones)
Sector Average	Rs 1.49	Sector average of the above
Avg Div FV	Rs 11.35	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs -52.11	Fair value (averaged of other fair values)
Upside	-225.82%	Upside potential (in percentage) based on the above Average.
Div Yield	7.24%	Dividend yield
Sector Average	3.15%	Sector average of the above
Book Value	Rs 23.42	Book Value
Sector Average	Rs 28.05	Sector average of the above
FV FCF/S	Rs 340.56	Fair Value based on free cash flow per share
Outstanding Shares	1,010,386,745	Number of  Outstanding Shares
Current Assets	Rs 0.00	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 451,410.00	Currency in Millions of Pakistan Rupees
NCAV/S	Rs -446.77	Net Current Asset Value / Share
NNWC/S	Rs -446.77	Net Net Working Capital / Share
Total Assets	Rs 475,071.00	Currency in Millions of Pakistan Rupees
Quarter	June 2013	Financial Report Quarter
CfO	Rs 47,614.00	Cash from Operations (Millions of Rs)
FCF/S	Rs 45.77	Free Cash Flow per Share
FCF/S Sector Avg	15.80	Sector Average FCF/S
P/FCF	0.90	Price over free cash flow
P/FCF Sector Avg	-4.07	Sector Average P/FCF
P/E	7.97	Price over earnings ratio
P/E Sector Avg	6.95	Sector Average P/E
P/B	1.77	Price over book value ratio
P/B Sector Avg	1.19	Sector Average P/B
PR	57.69	Payout Ratio (in %)
PR Sector Avg	27.89	Sector average Payout Ratio (in %)
D/E Ratio	1,907.82	Debt / Equity ratio (%)
Sector D/E Ratio	1,450.71	Sector Debt / Equity ratio (%)
Price Performance
Last Trade Date	09/12/2013
Last Trade Price	Rs 41.42
3 Months Avg	Rs 37.89
6 Months Avg	Rs 34.65
9 Months Avg	Rs 32.08
12 Months Avg	Rs 32.04
Score	-8	cumulative +ve's, -ve's from above all
Buy Scale	-1	Range -5 to +5 (based on 5 different complex analysis)

 

BAHL - Bank AL-Habib Limited - Company Analysis - 10-12-2013