HMB - Habib Metropolitan Bank Limited - Analysis - 02/04/2013

Company	HMB	Symbol
Company Name	Habib Metropolitan Bank Limited	Company Name
Sector	Commercial Banks	Sector
Avg EPS	Rs 4.80	Average of past year end EPS's
Avg EPS FV	Rs 50.50	Fair Value (DCF) based on average of past year end EPS's
EPS	Rs 3.25	Last four quarters EPS
EPS FV	Rs 34.21	Fair Value (DCF) based on last four quarters EPS
Current Price	Rs 15.58	Last closing stock price
Updated	April 2013	Data Month/Year
Div	Rs 2.00	Total dividend paid during last four quarters
Div FV	Rs 21.05	Fair value (DD) based on total dividend paid during last four quarters
Avg Div	Rs 0.55	Average of yearly dividends paid (including currently paid ones)
Avg Div FV	Rs 5.79	Fair value (DD) based on Average of yearly dividends paid (including current)
Avg	Rs 51.84	Fair value (averaged of other fair value)
Upside	232.71%	Upside potential (in percentage) based on the above Average.
Div Yield	12.84%	Dividend yield
Book Value	Rs 26.96	Book Value
FV FCF/S	Rs 172.51	Fair Value based on free cash flow per share
Outstanding Shares	1,047,831,480	Number of  Outstanding Shares
Current Assets	NA	Currency in Millions of Pakistan Rupees
Total Liabilities	Rs 272,486.00	Currency in Millions of Pakistan Rupees
NCAV/S	#VALUE!	Net Current Asset Value / Share
Total Assets	Rs 300,740.00	Currency in Millions of Pakistan Rupees
Quarter	December 2012	Data Quarter
CfO	Rs 17,499.00	CASH FROM OPERATIONS (Millions of Rs)
FCF/S	Rs 16.39	Free Cash Flow per Share
P/E	4.79	Price over earnings ratio
P/E Sector Avg	9.44	Sector Average P/E
P/B	0.58	Price over book value ratio
P/B Sector Avg	0.90	Sector Average P/B
PR	61.54	Payout Ratio (in %)
PR Sector Avg	27.46	Sector average Payout Ratio (in %)
D/E Ratio	61.54	Debt / Equite ratio (%)
Sector D/E Ratio	1,184.20	Sector Debt / Equity ratio (%)

HMB - Habib Metropolitan Bank Limited - Analysis - 02/04/2013