Sunday, June 6, 2010

Banks - Best bank for Value Investor

And the winner is ........................... HBL.

SCBPL UBL HBL
27 38 49


Symbol SCBPL UBL HBL

Fundamentals      




Price Performance (1 month) -11.08% -10.38% -11.55%
  
Price Performance (3 months) -10.97% -16.14% -21.24%
  
Price Performance (6 months) -18.23% -5.30% -18.62%
  
Price Performance (12 months) -16.53% 37.48% 13.48%
  
Beta   N/A   N/A   N/A      
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) N/A Rs 2.50 Rs 6.00
  
Dividend Yield N/A 4.62% 6.19%
  
EPS (Uptill Latest Quarter) 0.21 2.27 3.96
  
EPS (Last Year) 0.17 7.51 13.5
  
Valuations      




PE (Last Year) 42.47 7.21 7.18
  
Expected PE (Latest Quarter) 8.6 5.96 6.12
  
PE (3 Year Average) 101.84 11.14 12.68
  
PEG (Latest) 0.02 0.28 0.35
   
Book Value (Last Year) 12.33 49.78 78.95
  
Book Value (Latest Quarter) 12.53 49.8 84.92
  
EV/EBITDA N/A N/A N/A

Growth      




Earning Growth (Last Year) 6.33 10.32 22.97

Book Value Growth (Last Year) 11.68 14.83 -7.88

Cash Flow (Last Year) -294.23 15.64 22.46

EBITDA Growth (Last Year) N/A N/A N/A

Underwriting Result Growth (Last Year) N/A N/A N/A   
Profitability      




Gross Profit Margin (Last Year) N/A N/A N/A
  
Net Profit Margin (Last Year) N/A N/A N/A
  
Net Interest Margin (Last Year) 7.82% 6.67% 6.49%
  
EBITDA Margin (Last Year) N/A N/A N/A
   
Return On Assets (Last Year) 0.21% 1.48% 1.50%
  
Return On Equity (Last Year) 1.40% 15.09% 15.55%



Share/Bookmark

Banks - ABL, BAHL, HBL, MCB and SNBL compared

And the winner is .......................................HBL.

ABL BAHL HBL MCB SNBL
65 50 70 68 37


Symbol ABL BAHL HBL MCB SNBL
Fundamentals      




Price Performance (1 month) -10.95% -5.12% -11.55% -14.28%   -12.52 %
Price Performance (3 months) -8.53% -16.49% -21.24% -13.69%   -22.91 %
Price Performance (6 months) -2.13% -0.44% -18.62% -9.07%   -32.56 %
Price Performance (12 months) 49.01% 19.09% 13.48% 25.65%   -38.96 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) Rs 4.00 Rs 2.00 Rs 6.00 Rs 11.00   N/A
Dividend Yield 6.92% 6.35% 6.19% 5.89%   N/A
EPS (Uptill Latest Quarter) 2.27 1.2 3.96 5.45   0.07
EPS (Last Year) 9.11 3.9 13.5 20.38   0.24
Valuations      




PE (Last Year) 6.34 8.08 7.18 9.17   30.29
Expected PE (Latest Quarter) 6.37 6.56 6.12 8.57   25.96
PE (3 Year Average) 10.52 6.79 12.68 10.25   29.49
PEG (Latest) -13.53 0.28 0.35 1.22   1.56
Book Value (Last Year) 38.31 19.26 78.95 91.74   12.96
Book Value (Latest Quarter) 38.68 18.76 84.92 94.78   14.67
EV/EBITDA N/A N/A N/A N/A N/A
Growth      




Earning Growth (Last Year) 71.34 17.78 22.97 0.79 -79.27
Book Value Growth (Last Year) 10.75 -20.77 -7.88 -1.37 -25.04
Cash Flow (Last Year) 6.78 22.16 22.46 2.54 733.85
EBITDA Growth (Last Year) N/A N/A N/A N/A N/A
Underwriting Result Growth (Last Year) N/A N/A N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Interest Margin (Last Year) 5.63% 4.18% 6.49% 13.62%   3.49 %
EBITDA Margin (Last Year) N/A N/A N/A N/A   N/A
Return On Assets (Last Year) 1.70% 1.10% 1.50% 3.04%   0.15 %
Return On Equity (Last Year) 23.77% 20.25% 15.55% 22.22%   1.86 %


Share/Bookmark

Banks - JS Bank Ltd., Royal Bank of Scotland Limited, Samba Bank Limited, SILKBANK Limited, Sonari Bank Limited Compared

And the winner is ........................... SNBL.

JSBL RBS SBL SILK SNBL
45 12 38 32 49


Symbol JSBL RBS SBL SILK SNBL
Fundamentals      




Price Performance (1 month) -18.80% -16.60% -14.47% -15.08%   -12.52 %
Price Performance (3 months) -31.34% -27.92% -13.62% -9.79%   -22.91 %
Price Performance (6 months) -41.91% -32.82% -22.16% -49.16%   -32.56 %
Price Performance (12 months) -50.91% 0.00% -34.51% -59.79%   -38.96 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) N/A
N/A N/A   N/A
Dividend Yield N/A
N/A N/A   N/A
EPS (Uptill Latest Quarter) -0.31
-0.07 -0.16   0.07
EPS (Last Year) -0.97
-0.68 -1.1   0.24
Valuations      




PE (Last Year) N/A
N/A N/A   30.29
Expected PE (Latest Quarter) N/A
N/A N/A   25.96
PE (3 Year Average) 137.55
0 0   29.49
PEG (Latest) N/A
N/A N/A   1.56
Book Value (Last Year) 9.23
8.07 1.96   12.96
Book Value (Latest Quarter) 8.77
7.96 2.09   14.67
EV/EBITDA N/A
N/A N/A N/A
Growth      




Earning Growth (Last Year) -1186.24
-20.11 44.12 -79.27
Book Value Growth (Last Year) -0.32
29.53 -59.84 -25.04
Cash Flow (Last Year) 82.78
50.95 -11.83 733.85
EBITDA Growth (Last Year) N/A
N/A N/A N/A
Underwriting Result Growth (Last Year) N/A
N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year) N/A
N/A N/A   N/A
Net Profit Margin (Last Year) N/A
N/A N/A   N/A
Net Interest Margin (Last Year) 6.73%
4.31% 0.11%   3.49 %
EBITDA Margin (Last Year) N/A
N/A N/A   N/A
Return On Assets (Last Year) -1.81%
-2.50% -4.23%   0.15 %
Return On Equity (Last Year) -10.52%
-8.38% -164.65%   1.86 %


Share/Bookmark

Banks - Meezan Bank Ltd., National Bank Of Pakistan, Habib Metropolitan Bank Limited, MCB Bank Limited, NIB Bank Limited Compared

And the winner is .................................MCB.

MEBL NBP HMB MCB NIB
40 67 61 70 39


Symbol MEBL NBP HMB MCB NIB
Fundamentals      




Price Performance (1 month) -7.04% -14.30% -14.33% -14.28%   -19.95 %
Price Performance (3 months) -5.21% -6.16% -27.82% -13.69%   -22.93 %
Price Performance (6 months) -8.80% 27.34% -31.11% -9.07%   -26.76 %
Price Performance (12 months) 35.29% 34.87% -17.25% 25.65%   -31.59 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) N/A Rs 7.50 Rs 1.00 Rs 11.00   N/A
Dividend Yield N/A 11.69% 4.84% 5.89%   N/A
EPS (Uptill Latest Quarter) 0.52 3.13 0.8 5.45   0.01
EPS (Last Year) 1.47 13.54 3.14 20.38   0.17
Valuations      




PE (Last Year) 10.51 4.74 6.59 9.17   20.76
Expected PE (Latest Quarter) 7.43 5.12 6.46 8.57   88.25
PE (3 Year Average) 16.01 4.85 10.12 10.25   10.22
PEG (Latest) 0.18 -0.69 3.21 1.22   -1.15
Book Value (Last Year) 13.15 88.86 21.46 91.74   10.27
Book Value (Latest Quarter) 13.74 88.86 21.43 94.78   10.27
EV/EBITDA N/A N/A N/A N/A N/A
Growth      




Earning Growth (Last Year) 65.06 17.81 -16.41 0.79 -109.25
Book Value Growth (Last Year) 8.41 -22.21 -14.37 -1.37 -26.43
Cash Flow (Last Year) N/A -0.35 8.58 2.54 -356.7
EBITDA Growth (Last Year) N/A N/A N/A N/A N/A
Underwriting Result Growth (Last Year) N/A N/A N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Interest Margin (Last Year) 7.61% 5.55% 3.14% 13.62%   3.69 %
EBITDA Margin (Last Year) N/A N/A N/A N/A   N/A
Return On Assets (Last Year) 0.81% 1.93% 1.15% 3.04%   0.33 %
Return On Equity (Last Year) 11.16% 15.23% 14.62% 22.22%   1.66 %


Share/Bookmark

Banks - Bank Of Punjab Limited., Mybank Limited, Faysal Bank Limited, Habib Bank Ltd, KASB Bank Ltd. Compared

And the winner is ......................... HBL.


BOP MYBL FABL HBL KASBB
36 49 47 62 42


Symbol BOP MYBL FABL HBL KASBB
Fundamentals      




Price Performance (1 month) -28.95% -21.45% -9.43% -11.55%   -24.88 %
Price Performance (3 months) -42.94% -38.70% 1.47% -21.24%   -33.41 %
Price Performance (6 months) -36.11% -25.26% 5.04% -18.62%   -47.68 %
Price Performance (12 months) -9.12% -23.90% 58.34% 13.48%   -57.64 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) N/A N/A N/A Rs 6.00   N/A
Dividend Yield N/A N/A N/A 6.19%   N/A
EPS (Uptill Latest Quarter) -19.02 -0.04 2.77 3.96   -0.38
EPS (Last Year) -19.02 -3.09 1.97 13.5   -4.45
Valuations      




PE (Last Year) N/A N/A 8.05 7.18   N/A
Expected PE (Latest Quarter) N/A N/A 1.43 6.12   N/A
PE (3 Year Average) 3.59 10.82 13.29 12.68   9.91
PEG (Latest) N/A N/A 0 0.35   N/A
Book Value (Last Year) 7.08 7.99 20.99 78.95   5.22
Book Value (Latest Quarter) 7.08 9.62 21.37 84.92   4.75
EV/EBITDA N/A N/A N/A N/A N/A
Growth      




Earning Growth (Last Year) -326.28 368.13 7.64 22.97 334.52
Book Value Growth (Last Year) -84.23 -31 3.2 -7.88 -77.22
Cash Flow (Last Year) -24.73 1.94 -5.8 22.46 93.2
EBITDA Growth (Last Year) N/A N/A N/A N/A N/A
Underwriting Result Growth (Last Year) N/A N/A N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Interest Margin (Last Year) 0.74% 1.77% 3.37% 6.49%   -0.96 %
EBITDA Margin (Last Year) N/A N/A N/A N/A   N/A
Return On Assets (Last Year) -5.41% -4.62% 0.66% 1.50%   -7.14 %
Return On Equity (Last Year) -268.75% -38.72% 9.39% 15.55%   -85.26 %


Share/Bookmark

Banks - Atlas Bank Ltd., Bank Al-Falah Limited, Bankislami Pak, Bank Of Khyber, Bank AL-Habib Limited Compared

And the winner is ..................................................... BAHL.


ATBL BAFL BIPL BOK BAHL
39 59 54 39 60


Symbol ATBL BAFL BIPL BOK BAHL
Fundamentals      




Price Performance (1 month) -23.64% -16.04% -17.00% -12.53%   -5.12 %
Price Performance (3 months) -32.04% -23.73% -24.95% -18.68%   -16.49 %
Price Performance (6 months) -35.98% -30.40% -26.81% -29.39%   -0.44 %
Price Performance (12 months) -42.47% -16.71% -38.15% -1.60%   19.09 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year) N/A Rs 0.80 N/A N/A   Rs 2.00
Dividend Yield N/A 8.58% N/A N/A   6.35 %
EPS (Uptill Latest Quarter) -0.79 0.43 0.01 0.21   1.20
EPS (Last Year) -3.41 0.66 -0.91 -1.27   3.90
Valuations      




PE (Last Year) N/A 14.12 N/A N/A   8.08
Expected PE (Latest Quarter) N/A 5.42 103.75 4.4   6.56
PE (3 Year Average) 0 18.01 0 21.22   6.79
PEG (Latest) N/A 0.03 N/A N/A   0.28
Book Value (Last Year) 4.96 16.07 8.91 11.92   19.26
Book Value (Latest Quarter) 4.33 16.76 8.99 11.69   18.76
EV/EBITDA N/A N/A N/A N/A N/A
Growth      




Earning Growth (Last Year) 68.53 -31.07 804.85 -563.92 17.78
Book Value Growth (Last Year) -32.15 -24.62 -9.36 1.97 -20.77
Cash Flow (Last Year) 0.33 6.78 43.22 -41.23 22.16
EBITDA Growth (Last Year) N/A N/A N/A N/A N/A
Underwriting Result Growth (Last Year) N/A N/A N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Profit Margin (Last Year) N/A N/A N/A N/A   N/A
Net Interest Margin (Last Year) 0.83% 3.80% 4.84% 3.36%   4.18 %
EBITDA Margin (Last Year) N/A N/A N/A N/A   N/A
Return On Assets (Last Year) -5.52% 0.23% -1.40% -1.64%   1.10 %
Return On Equity (Last Year) -68.62% 4.14% -10.18% -10.69%   20.25 %


Share/Bookmark

Banks - Network Mic Bank, First Credit & Invest Bank Ltd., Allied Bank Limited, Arif Habib Bank, Askari Bank Ltd. Compared

And the winner is .................................. ABL.

NMBL FCIBL ABL AHBL AKBL
7 15 42 34 39


Symbol NMBL FCIBL ABL AHBL AKBL
Fundamentals      




Price Performance (1 month) -2.55% -27.07% -10.95% -22.35%   -17.19 %
Price Performance (3 months) 4.37% -22.40% -8.53% -39.54%   -41.73 %
Price Performance (6 months) -15.11% -34.68% -2.13% -35.08%   -40.69 %
Price Performance (12 months) -13.18% -18.14% 49.01% -33.89%   -6.17 %
Beta   N/A   N/A   N/A   N/A   N/A
Dividends / Earnings    




Dividends (Latest Quarter)



  
Dividends (Last Year)

Rs 4.00 N/A   N/A
Dividend Yield

6.92% N/A   N/A
EPS (Uptill Latest Quarter)

2.27 -0.43   0.51
EPS (Last Year)

9.11 -4.57   1.72
Valuations      




PE (Last Year)

6.34 N/A   8.85
Expected PE (Latest Quarter)

6.37 N/A   7.46
PE (3 Year Average)

10.52 0   23.26
PEG (Latest)

-13.53 N/A   0.40
Book Value (Last Year)

38.31 8.11   24.55
Book Value (Latest Quarter)

38.68 7.55   24.50
EV/EBITDA

N/A N/A N/A
Growth      




Earning Growth (Last Year)

71.34 1094.09 186.83
Book Value Growth (Last Year)

10.75 -30.33 -23.19
Cash Flow (Last Year)

6.78 87.13 34.81
EBITDA Growth (Last Year)

N/A N/A N/A
Underwriting Result Growth (Last Year)

N/A   N/A N/A
Profitability      




Gross Profit Margin (Last Year)

N/A N/A   N/A
Net Profit Margin (Last Year)

N/A N/A   N/A
Net Interest Margin (Last Year)

5.63% 2.06%   4.47 %
EBITDA Margin (Last Year)

N/A N/A   N/A
Return On Assets (Last Year)

1.70% -5.99%   0.44 %
Return On Equity (Last Year)

23.77% -56.37%   7.41 %


Share/Bookmark