NBP, UBL, MCB, BAFL and HBL compared

Points
NBP    UBL    MCB    BAFL    HBL
64        68    68        33        72



Data

Symbol	NBP	UBL	MCB	BAFL	HBL
Fundamentals
Price Performance (1 month)	5.03 %	9.15 %	25.97 %	10.34 %	9.83 %
Price Performance (3 months)	3.14 %	6.70 %	17.10 %	11.68 %	2.87 %
Price Performance (6 months)	3.28 %	2.64 %	4.43 %	25.59 %	1.41 %
Price Performance (12 months)	-39.98 %	-11.03 %	-20.09 %	12.47 %	-4.81 %
Beta	1.32	0.90	1.23	0.98	0.76
Dividends / Earnings
Dividends (Latest Quarter)
Dividends (Last Year)	Rs 7.50	Rs 5.00	Rs 11.50	N/A	Rs 6.50
Dividend Yield	16.10 %	8.40 %	6.30 %	N/A	5.47 %
EPS (Uptill Latest Quarter)	6.78	8.95	18.55	2.22	13.10
EPS (Last Year)	10.44	9.12	20.18	0.72	14.17
Valuations
PE (Last Year)	4.46	6.53	9.04	17.79	8.39
Expected PE (Latest Quarter)	5.15	4.99	7.38	4.33	6.80
PE (3 Year Average)	5.21	8.82	9.02	20.11	9.44
PEG (Latest)	-0.38	0.16	0.33	0.01	0.29
Book Value (Last Year)	76.40	55.89	94.72	16.53	81.23
Book Value (Latest Quarter)	76.32	60.74	101.41	18.94	88.70
EV/EBITDA	N/A	N/A	N/A	N/A	N/A
Growth
Earning Growth (Last Year)	-3.56	21.40	8.89	7.96	26.95
Book Value Growth (Last Year)	-14.02	12.27	3.25	2.86	2.89
Cash Flow (Last Year)	0.78	28.67	4.69	1.08	7.72
EBITDA Growth (Last Year)	N/A	N/A	N/A	N/A	N/A
Underwriting Result Growth (Last Year)	N/A	N/A	N/A	N/A	N/A
Profitability
Gross Profit Margin (Last Year)	N/A	N/A	N/A	N/A	N/A
Net Profit Margin (Last Year)	N/A	N/A	N/A	N/A	N/A
Net Interest Margin (Last Year)	5.55 %	6.28 %	7.88 %	4.27 %	6.75 %
EBITDA Margin (Last Year)	N/A	N/A	N/A	N/A	N/A
Return On Assets (Last Year)	1.65 %	1.55 %	2.87 %	0.23 %	1.73 %
Return On Equity (Last Year)	13.67 %	16.31 %	21.30 %	4.34 %	17.44 %

NBP, UBL, MCB, BAFL and HBL compared